I assume that means she doesn't have private health insurance.
I wouldn't make that assumption. Health insurance only covers certain things.
She told you she paid cash?
Yes. I actually cashed a check and delivered payment for her (or, well, Bill, since he's the one who wrote it) one one occasion.
But do you really expect anyone to keep track of how much they put in, and how much they get out? I doubt many people do that.
Spreadsheets make it rather easy. Ivy is a math nerd, so I don't imagine she would find it much of a challenge.
Also, she posted not long ago on freekeene that Bill had burned $20,000 in savings, and put $17,000 on credit to keep the restaurant going. She also said they didn't get many customers. Maybe that has all turned around, or maybe none of it is true. I don't know. But I assume her finances aren't in good shape if she has a couple of kids, cancer and is pregnant.
I'm not privy to her finances. I do know that the restaurant has been seeing a substantial increase in customers, lately. I don't believe it was very long after that lost (maybe less than a month?) when the business picked up. Seems to be highly seasonal up there, and winter was a very bad season.
I'm don't know if she is using state funds, has private insurance, or pays cash/credit for her medical care. I'm just asking.
Other than the instances I know to have been paid in cash/check, I'm not privy to her finances.
Do you know if she plans on giving birth in a hospital?
Not a clue. Personally, I recommend against it. Of course, I've assisted at two out-of-hospital births, and studied a good bit on the subject, so I don't think that birth is particularly difficult to manage without MD's around. I would still hire a midwife, anyway, though. I think the going rate for a package with prenatal care, plus birth and a couple subsequent checkups is in the ballpark of $4k, including tests. Not exactly an unreachable figure.
Joe