Personally, I'd be REALLY surprised if the shit hasn't hit the fan in less than the next 365 days...seriously...
No, I don't think SHTF for another 3-5 years. But ZOMG when it hits, it's gonna make 1934 look like a walk in the park.
The restaurant business is among the hardest to get established -- who hasn't seen family-owned places open and close in the space of 1-2 years? Not the place I'd invest my nest egg, frankly. There are much less risky ways to get entrepreneurial with cooking skills. One of the best is the kind where they come to your place and cook meals. Almost zero overhead.